Broker Check

Newsletter Archive - 2023

The Debt Ceiling: Why Bother?

May 23, 2023

It seems like we always have something to worry about. Just in the last six months or so, we’ve had midterm elections and big bank failures. Now we have yet another debt ceiling “crisis” on our hands. And like all other reasons to worry, I think it’s just noise when it comes to market performance because the US always pays its bills...

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Bank Failures: Should We Worry?

April 5, 2023

In my last article, Good Riddance!, I mentioned how I was glad that 2022 was over. It was the seventh worst year for the market since 1926 and bonds weren’t a safe haven for some of the reasons we mentioned in previous Focus articles. Every new year marks a new beginning...

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Where is My Money Going?

March 24, 2023

We have a very lovable client base.  We get few questions, even fewer complaints, and lots of “we love you” feedback.  And not just in good times.  I’m talking about right now when you have to be a short-seller or clairvoyant to make any money in the market.  I rarely get serious grief from one of you, and when I do, I usually recognize that it – at least to some degree – is deserved. ...

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Good Riddance!

January 6, 2023


Last year was a rough year, the worst since the financial crisis of 2008, and the seventh worst since before the Great Depression. With inflation running out of control for some items, especially food (over $5 for 12 little eggs!!), budgets have been stretched. Due to that inflation, the Federal Reserve has been raising interest rates more often and much higher than anyone expected.  ...

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